Position title
Underwriting Specialist (Commercial Loans)
Responsibilities
- Assist the Team by making timely, accurate, and balanced underwriting decisions. Research thoroughly, participate in credit discussions, and recommend loan structures. Underwrite the CAM clearly and concisely.
- Assist the Team in promptly reviewing documentation and following through with booking.
- Assists the Team by building trust with clients. Be attentive, anticipate, over-deliver, communicate frequently and satisfy requests promptly.
- Assist the Team by being familiar with products and services offered by the Bank.
- Assist the Team by understanding policies and procedures.
- Assist the Team by minimizing ticklers, exceptions and delinquencies.
- Assist the Team by identifying loan re-grades promptly.
- Assist the Team in participating in Bank functions and training sessions.
- Knowledge of and compliance with the state and federal laws, rules, and regulations, and the bank's policies and procedures, affecting the employee's job duties and responsibilities, including but not limited to the Bank Secrecy Act and related requirements, the lending, deposit, and other consumer protection regulations, and industry, ethical or fiduciary practices or standards, as applicable.
Qualifications
- Ability to assemble a cash flow.
- Ability to analyze Financial Statements.
- Able to articulate financial analysis in written form demonstrating customers creditworthiness
- Covent compliance monitoring (helpful but not required)
- Attention to detail.
- Quick learner, the ability to understand banks' loan policies and procedures.
- Strong written and oral communication skills.
- Strong team player (willing to work with officers, credit, and specialists through the loan process).
- Nice to have banking experience/industry understanding.
Screening Criteria:
- Stable employment history.
- Bachelorís degree in Accounting, Finance, and Economics.
- At least 1-year exp or working knowledge of GAAP accounting and SEC statements, cash flow, analyzing financial statements, underwriting
- MUST have experience in Commercial underwriting
Hiring organization
Connext
Job Location
WFH Permanent
